The Federal government made it apparent that they intended to abandon the welfare mum culture and persuade single mothers to rejoin the workforce. To achieve this, they limited welfare for single mothers and implemented programs and policies to reward single mothers for working. If you are a working single mother, there are several choices available to assist you to defray your everyday expenses. Help for single mums is still available, it just might not be as obvious to the general public as it was previously.
The government permits employers to provide a dependent care flexible spending account as a benefit for the employees. The benefit works by deducting child care money from the paycheck prior to deducting taxes. The employee then needs to claim the money through the Human Resources department by handing the receipt of payment for allowable childcare expenses.
This allows some help for single mums, as well as all families, by providing a savings equal to the end of the year tax rate on that part of their salary set aside for childcare expenses. However, if all the monies that were put into the fund are not claimed, they are not paid to the worker. Thus, one has to be careful and only contribute to the fund, the right amount of money that one intends to spend on childcare for the year.
One notable period that a single mother can benefit from, is during tax time. If she was working for the entire year, she can file as the head of the household, and qualify for a reduced tax rate, and could even qualify for an earned income credit. To be eligible as a single mother, one needs to have earned income during the year, but below a certain level. This credit can add thousands to your tax refund, and is a form of government sponsored assistance package for working mothers. It can even be paid straight into your paycheck the next year, instead of waiting for the end of year to file and get the benefit.
The Department of Social Services has a lot of information on other places to get help for single moms. They can furnish you with help to become eligible and get into programs like food stamps, medical care, child support enforcement, and child care subsidies.
For accommodation, the Department of Housing and Urban Development has programs for low-income people in the form of vouchers, section 8s, or first-time home buyer programs. In addition, the Federal government extends help for single mums in the form of education loans to assist them obtain new skills and get into the job market. You can find these by studying the programs that are available and then completing a FAFSA and applying to a college or university that will look through the programs to see if you are eligible.
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